Last updated: 22 November 2024 at 12:13
International SIPPs are UK based pension schemes which are designed for people who no longer live in the UK, primarily British expats. Much like regular SIPPs, international SIPP providers must be regulated by the FCA. While there is little difference between regular SIPPS and International SIPPS, an international SIPP may offer wider currency options as well as access to more international investment opportunities.
To learn more about SIPPS and options for expats, please read our article: SIPPs explained for British expats
When you no longer live in the UK, there may be other investment options available to you, while there also might be different tax treatments in your country of residence.
SIPPS may offer significant cost savings, as with any pension and retirement planning it is vital that you know what you are doing before proceeding with any major financial decisions. If you are considering transferring a pension into a SIPP, especially if you live abroad, it is our recommendation that you always seek formal advice from a qualified professional to ensure you have all the information available.
We have compiled this list of International SIPP providers to provide an example of the options available for people who live outside of the UK. There may be alternatives available which we have not included. This list does not constitute advice or recommendations in any way, if you are in any doubt about whether to open an account, you should seek advice from an independent advisor who is suitable qualified and regulated to give financial advice before proceeding. We do not receive payments of any kind from the products listed below.
Invinitive were created in 2023 to provide people, including expats, with simple, easy to access SIPP with low fees. Invinitive is an investment management business, who provide the tools to help individuals, their families and advisors manage their investments to meet their financial needs and aspirations.
The MyExpatSIPP service enables expats and non-UK residents to stay in control of their UK pension and investments from anywhere in the world, without having to use a Financial Advisor. The platform allows you to transfer a single pension or combine multiple pensions into the easy to manage online SIPP account with complete control over how your pension is invested.
The MES Essentials SIPP has lower fees but has only one investment option (Vanguard SustainableLife 60-70% Equity Fund) but you can start investing from £35,000.
The MyExpatSIPP service enables expats and non-UK residents to stay in control of their UK pension and investments from anywhere in the world, without having to use a Financial Advisor. The platform allows you to transfer a single pension or combine multiple pensions into the easy to manage online SIPP account with complete control over how your pension is invested.
The MES SIPP has has a higher minimum investment of £50,000, slightly higher overall fees and a wider range of investment options.